Proud to serve
those who serve.
Vista Real Estate Group is a Compass Military Division partner serving Fort Hood, Killeen, Harker Heights, Temple, and Belton. From PCS orders to VA loans to retirement; we've got your six.
More than real estate.
A military advantage.
Compass Military is a purpose-built real estate division. Not a referral program, not a niche add-on. It was created to serve active duty service members, veterans, and their families through every stage of military life: PCS moves, deployments, transitions, and retirement.
Vista Real Estate Group operates as a Compass Military Division partner in Central Texas, serving the Fort Hood community with agents who understand military timelines, VA loan strategy, and the unique pressures of military family life.
- Agents with lived military experience; veterans, active duty spouses
- Nationwide network for seamless origin-to-destination coordination
- Deep VA loan expertise; $0 down, no PMI, seller-paid closing costs
- Branch-specific understanding of Army, Air Force, and National Guard
- PCS timeline management; remote search, virtual tours, 21-day close
- VA wealth-building education: rental strategy, entitlement reuse
Lived Military Experience
Our agents don't study the military lifestyle; they've lived it. Veterans, active duty spouses, and agents with deep VA transaction experience make up the Vista military team.
Nationwide Network, Local Precision
Through the Compass Military Division, we connect you with trusted agents at your origin installation for a seamless back-plan while we prepare your Central Texas search.
Branch-Specific Understanding
Army, Air Force, National Guard; each branch has different timelines, entitlements, and cultures. We don't apply a one-size-fits-all approach to military families.
Family-First Support
We guide the whole family: school district research, spouse employment resources, community fit, and deployment housing planning; not just the transaction.
Strategic Use of VA Benefits
VA loans are one of the most powerful wealth-building tools available to service members. We educate every military client on how to use them to build long-term equity.
Mission-Driven, Not Transaction-Driven
We measure success by the outcome for your family, not the commission. Our military clients become lifelong clients through every PCS, retirement, and investment.
2026 Fort Hood
BAH Rates
BAH rates for Fort Hood increased 6.3% in 2026 from 2025 levels. Soldiers with dependents receive 15.3% more than those without. Fort Hood is ranked 47th highest out of all Army installations.
Many service members find that purchasing a home in the Temple or Belton area allows them to build equity while staying within their BAH allowance; effectively converting a housing benefit into a long-term investment.
An E-6 with dependents receives $1,920/month in BAH. At current rates, that supports a mortgage on a $280,000-$320,000 home; building equity instead of paying rent.
Source: fthoodhousing.com · 2026 rates effective January 1, 2026
BAH Mortgage Calculator
Select your pay grade and dependency status to see your 2026 BAH and estimated purchasing power in Central Texas.
Gross monthly income from a working spouse or second job.
Amount you want to add on top of your BAH each month. See how much more home it buys.
Based on 41% VA DTI on combined income. 30-yr VA loan, $0 down, ~$350/mo taxes & insurance. Actual qualification depends on credit, DTI, and lender.
What you can afford near Fort Hood
Add $140/mo to unlock Belton. Try the extra contribution field above.
Add $530/mo to unlock Salado. Try the extra contribution field above.
The VA loan advantage
Your VA loan benefit is one of the most powerful financial tools available to any American. Used strategically across multiple PCS moves, it can build substantial long-term wealth.
$0 Down Payment
Purchase a home with no down payment required; preserving your savings for moving costs, furnishings, and the unexpected.
No PMI
Unlike conventional loans, VA loans require no private mortgage insurance, saving you $100-$300/month on a typical Central Texas purchase.
Competitive Rates
VA loans consistently offer lower interest rates than conventional financing; often 0.25% to 0.5% below market, translating to thousands saved over the life of the loan.
Seller-Paid Closing Costs
VA guidelines allow sellers to pay all allowable closing costs. Our agents negotiate this routinely in the Central Texas market.
No Loan Limit
The 2026 Bell County conforming limit is $806,500; virtually every Killeen, Temple, and Belton purchase falls within standard VA territory with full entitlement.
Reusable Benefit
Your VA loan entitlement can be used multiple times across multiple PCS moves. Each assignment is an opportunity to build equity in a new market.
Build a rental portfolio across every PCS move
VA loan entitlement can be reused at each duty station. Service members who purchase rather than rent at each assignment can build a portfolio of income-producing properties; with each home funded by $0-down VA financing. Our agents specialize in this strategy for Fort Hood families.
Communities near Fort Hood
From Harker Heights at the main gate to Temple 30 minutes away; every community offers a different balance of commute, schools, price, and lifestyle.
Harker Heights
Closest community to the main gate. Strong military community, excellent schools, and affordable entry points from the mid-$200s.
Nolanville
Quiet, family-oriented suburb just outside the installation. Fast-growing with new construction options and a tight-knit feel.
Killeen
Largest city adjacent to Fort Hood. Widest inventory selection, most competitive price points, and the highest concentration of VA-approved listings.
Belton
Excellent school districts, Lake Belton access, and strong resale values. A favorite for families prioritizing education and quality of life.
Temple
Top-rated medical facilities, strong civilian job market for military spouses, and premium school districts. Ideal for families planning to stay post-service.
Copperas Cove
Adjacent to the west gate. Very affordable with a tight-knit military community and short commute times to all installation areas.
Received PCS orders? We'll get you out fast.
When orders come through, you don't have time for a slow sale. Vista's three-phase listing strategy is designed to generate maximum buyer competition in the shortest possible window; so you can close, collect your equity, and move on.
- Free pre-listing consultation within 48 hours of your call
- Compass Concierge for pre-sale improvements at zero upfront cost
- Private Exclusive phase to test price before going public
- Full MLS launch with professional photography and video
- Negotiation strategy built around your report date
- Coordination with a Compass Military agent at your destination
Fort Hood · Central Texas
Get a free home valuation
Know what your home is worth before orders come through, or the moment they do.
Military relocation; frequently asked questions
Talk to a military relocation specialist today.
Whether you're inbound to Fort Hood, outbound on PCS orders, or a veteran ready to use your VA loan benefit, we're ready to help. No pressure, no runaround. Just a straight answer and a clear plan.
